* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Auto Loan Calculator | Bergey's Auto Group

Planning your next vehicle purchase? Use our free auto loan calculator to estimate your monthly payments and see what fits your budget. At Bergey's Auto Group, we're committed to making vehicle financing simple and transparent across our 12 Pennsylvania locations in Lansdale, Colmar, Souderton, Plymouth Meeting, Ambler, Wilkes-Barre, Lancaster, and Hanover.

Benefits of Our Payment Calculator

  • Plan Your Budget: Determine what you can comfortably afford before visiting any of our 12 dealerships
  • Compare Scenarios: Adjust term length, down payment, and interest rates to find your optimal financing plan
  • Explore Trade-In Impact: See how trading in your current vehicle can lower your monthly payments and provide tax savings
  • Calculate Across Brands: Works for all 15 brands we carry including Chevrolet, GMC, Kia, Mazda, Volkswagen, Subaru, Dodge, Jeep, Ram, Buick, Cadillac, Lincoln, Chrysler, Fiat, and Ford
  • No Obligation: Experiment with different scenarios without any commitment

Use the fields above to calculate your estimated monthly payment. Adjust the vehicle price, down payment, interest rate, and loan term to see how they affect your payment amount.

Understanding Your Auto Loan

Your monthly payment depends on several factors. Here's how each one affects what you'll pay:

Vehicle Price

The total cost of your vehicle, including any add-ons or accessories. Our diverse inventory offers options at every price point across all 15 brands we carry.

Down Payment

The initial payment you make upfront. A larger down payment reduces your loan amount and monthly payments. Trading in your current vehicle can contribute to this amount and provide tax savings.

Interest Rate

The cost of borrowing money, expressed as a percentage. Bergey's Auto Group works with multiple lenders to help secure competitive rates for our customers.

Loan Term

The length of time you have to repay the loan. Longer terms mean lower monthly payments but may result in paying more interest over time.

Flexible Financing Options at Bergey's Auto Group

Beyond this calculator, Bergey's Auto Group offers a variety of financing solutions to meet your needs:

  • Competitive Rates: We work with numerous financial institutions to find you the best possible rate
  • Special Programs: First-time buyer programs, college graduate offers, and military appreciation discounts
  • Credit Challenges: Specialized financing solutions for customers with less-than-perfect credit
  • Lease Options: Attractive lease terms on new vehicles across all our brands
  • Trade-In Benefits: Tax advantages and reduced financing amounts when you trade in your current vehicle

Ready to Take the Next Step?

After using our calculator, you can move forward with your vehicle purchase in several ways:

Visit any of our 12 Pennsylvania locations to meet with our finance team in person. We'll help you navigate the financing process and find the perfect vehicle from our selection of Chevrolet, GMC, Kia, Mazda, Volkswagen, Subaru, Dodge, Jeep, Ram, Buick, Cadillac, Lincoln, Chrysler, Fiat, and Ford models.

View Our Dealership Locations

*Calculator results are estimates only. Actual terms and payments will vary based on credit approval, vehicle selection, and lender terms. Taxes, title, license, and dealer fees are not included in calculations. Please contact our finance department for exact payment information.